{"id":857,"date":"2016-12-02T08:39:05","date_gmt":"2016-12-02T08:39:05","guid":{"rendered":"https:\/\/www.getsmarter.com\/blog\/?p=857"},"modified":"2025-10-07T11:46:12","modified_gmt":"2025-10-07T09:46:12","slug":"digital-banking-manifesto-the-end-of-banks-mit-report","status":"publish","type":"post","link":"https:\/\/www.getsmarter.com\/blog\/digital-banking-manifesto-the-end-of-banks-mit-report\/","title":{"rendered":"Digital Banking Manifesto: The End of Banks? | MIT Report"},"content":{"rendered":"

This free report from the Massachusetts Institute of Technology investigates the current state of our banking system and how the rise of the Digital Bank and digital currencies will affect the future of finance. MIT\u2019s Alex Lipton, David Shrier and Alex \u201cSandy\u201d Pentland take you through the intricacies of the Digital Bank.<\/p>\n

\"industry-fintech-MIT-reports-digital-banking-manifesto-banner\"<\/a><\/p>\n

6 Themes you will explore with this MIT report:<\/h5>\n
    \n
  1. The rise and evolution of the Digital Bank<\/li>\n
  2. The necessary requirements for a successful Digital Bank from the perspective of the customer, investor and the bank itself<\/li>\n
  3. Understanding the digital customer segment \u2013 who makes up the market in developing and developed nations<\/li>\n
  4. The creation and considerations of digital currencies<\/li>\n
  5. The ecosystem that makes up the Digital Bank<\/li>\n
  6. The debate between the rise of the Digital Bank versus digital banking<\/li>\n<\/ol>\n
    Looking to further understand the effect of tech?<\/h5>\n

    Browse a selection of\u00a0tech-related online short courses<\/a>\u00a0from the world’s top\u00a0universities.<\/p>\n

    To find out more about the ways in which fintech is changing our world, read through the other Financial Technology and Innovation reports here<\/a>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

    Learn how the rise of the Digital Bank will affect the future of finance.<\/p>\n","protected":false},"author":74,"featured_media":41336,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[117],"tags":[128],"article-format":[],"class_list":["post-857","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-trends","tag-finance"],"acf":[],"yoast_head":"\nDigital Banking Manifesto: The End of Banks? | MIT Report<\/title>\n<meta name=\"description\" content=\"This MIT report investigates the current state of our banking system and how the rise of Digital Banking will affect the future of finance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.getsmarter.com\/blog\/digital-banking-manifesto-the-end-of-banks-mit-report\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Digital Banking Manifesto: The End of Banks? | MIT Report\" \/>\n<meta property=\"og:description\" content=\"This MIT report investigates the current state of our banking system and how the rise of Digital Banking will affect the future of finance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.getsmarter.com\/blog\/digital-banking-manifesto-the-end-of-banks-mit-report\/\" \/>\n<meta property=\"og:site_name\" content=\"GetSmarter Blog\" \/>\n<meta property=\"article:published_time\" content=\"2016-12-02T08:39:05+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-07T09:46:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.getsmarter.com\/blog\/wp-content\/uploads\/2016\/12\/Getsmarter_Header-Digital-Banking-Manifesto-The-End-of-Banks_Blog_1500x844.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"844\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Shameel Mohanlal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"GetSmarter Staff\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.getsmarter.com\/blog\/digital-banking-manifesto-the-end-of-banks-mit-report\/#primaryimage\",\"url\":\"https:\/\/www.getsmarter.com\/blog\/wp-content\/uploads\/2016\/12\/Getsmarter_Header-Digital-Banking-Manifesto-The-End-of-Banks_Blog_1500x844.jpg\",\"contentUrl\":\"https:\/\/www.getsmarter.com\/blog\/wp-content\/uploads\/2016\/12\/Getsmarter_Header-Digital-Banking-Manifesto-The-End-of-Banks_Blog_1500x844.jpg\",\"width\":1500,\"height\":844},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.getsmarter.com\/blog\/digital-banking-manifesto-the-end-of-banks-mit-report\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.getsmarter.com\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Blog\",\"item\":\"https:\/\/www.getsmarter.com\/blog\"}]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Digital Banking Manifesto: The End of Banks? 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